A planned gift is the long view — the way our supporters help ensure the Cape Ann Symphony is still here for the children of today's audience. Bequests, appreciated securities, IRA rollovers, retirement accounts, memorial gifts. The mechanisms vary; the impact compounds.
The notes below are general — they aren't legal or tax advice. Always check with your attorney, accountant, or financial advisor before finalizing a planned gift.
A gift in your will or trust is the simplest form of planned giving. Include the appropriate language — we can provide it — and your estate plan does the rest.
Bequest language available on request. We recommend talking with your attorney as you finalize.
Donating long-held appreciated stock is one of the most tax-efficient ways to give — you avoid capital gains and deduct the full fair-market value.
Our brokerage details are available by phone or email — we'll send instructions to your broker.
If you're 70½ or older, you can give directly from your IRA — up to the IRS's annual QCD limit — and have it count toward your required minimum distribution.
Also called a Qualified Charitable Distribution. The distribution goes straight from your IRA custodian to the Symphony.
Naming the Cape Ann Symphony as a beneficiary on a retirement account or life-insurance policy is one of the most flexible planned gifts — no will changes required.
Your account custodian provides the beneficiary form. We can be a primary, contingent, or split beneficiary.
A charitable trust that pays you (or a beneficiary) income for life, with the remainder going to the Symphony — combining lifetime income with a future gift.
Best discussed with your financial advisor. We can connect you with attorneys familiar with the structure.
Many supporters memorialize loved ones by donating in their name. Reach out and we'll work with you on how you'd like the gift acknowledged.
If your employer has a charitable match program, please include the Cape Ann Symphony Association — we are a 501(c)(3) and qualify for most corporate matches.
Set up a recurring monthly gift through your bank or card provider. A steady $25 a month adds up to $300 a year — predictable income for us, painless for you.
A gift to the Endowment supports the Symphony's long-term financial stability — the difference between hoping we're still here in twenty years, and knowing we will be.
Many planned gifts — bequests, appreciated securities, retirement-account beneficiary designations — are well-suited to the Endowment. We can talk through what works for your situation.
Request endowment information →The Cape Ann Symphony Association is a 501(c)(3) non-profit. All gifts are tax-deductible to the extent allowed by law.
